Copyright Notice

Legal Notice

The material on this website under the domain name 'insto.com.au' resides on a server in the state of New South Wales, Australia. The law applicable to use of the material and to disputes arising out of the material is the state of New South Wales, Australia. Your use of this website is governed by these terms and the associated website privacy policy.

Anti-spam notice

Publication of electronic addresses on Insto's website is for the purpose of professional communication only and must not be used to infer consent to the receipt of unsolicited commercial electronic messages.

Contents not legal, financial or investment advice

The material is a summary only of the subject matter covered, without an assumption of a duty of care by Insto. The summary is not intended to be, nor should it be relied on, as a substitute for legal or other professional advice. Insto does not provide legal, financial or investment advice nor representing that we hold the authorisations and permissions necessary to provide legal, financial or investment advice in any jurisdiction in which the material may be received.

Material on this site

Changes are made periodically to the material, and material could include technical inaccuracies or typographical errors. Insto makes no warranties or representations regarding the quality, accuracy, completeness, merchantability or fitness for purpose of any material. Insto does not warrant or represent that the material will not cause damage, or is free from any computer virus of any other defects or errors. Insto is not liable to users of the material for any loss or damage however caused resulting from the use of the material.

Links to other sites

There are links to other sites. Insto does not necessarily sponsor, endorse, or approve of any material on such sites or the operations of such sites. Insto makes no warranties or representations regarding the quality, accuracy, merchantability or fitness for purpose of any material on other websites to which material is linked.

Limitations of liability

Subject to any applicable law to the contrary which cannot be excluded, any liability incurred in relation to material is limited to the resupply of the material, or the reasonable cost of having the material resupplied. Under no circumstances will Insto be liable for any incidental, special or consequential damages, including damages for loss of business or other profits arising in relation to the material.

Copyright in material on this site

Unless otherwise expressly indicated in specific material, copyright subsisting in material is owned or licensed by Insto. Other than for the purposes of and subject to the conditions prescribed under the Copyright Act 1968 (Cth) (or any other applicable legislation throughout the world), or as otherwise provided for in this copyright notice, no part of any material may in any form or by any means (including electronic, mechanical, microcopying, photocopying or recording) be reproduced, adapted, stored in a retrieval system or transmitted without the prior written permission of the copyright owner. To make an enquiry, email editorial@insto.com.au Unless otherwise indicated, Insto DOES NOT grant you permission to do the following with our material without first obtaining our permission: • print hard copies of material • reproduce or distribute any of the material The copyright owner reserves all other rights.

Copyright in other material

Insto makes no warranties or representations that material on other websites to which material is linked does not infringe the intellectual property rights of any person anywhere in the world. Insto is not, and must not be taken to be, authorising infringement of any intellectual property rights contained in material on other sites by linking material to such material on other sites. Date of publication – May 2009 Version No. 1